top of page
Leaf Pattern Design

OUR SERVICES

Amethyst Stone Insurance

Independent Insurance Agency

We provide individual insurance as well as small group insurance for employers who wish to provide coverage for their employees.

Life Insurance

We help you decide the life insurance of your choice.  By answering a few questions, we determine between Term Life, Whole Life or if your interest is an IUL (Indexed Universal Life) to prepare for retirement.

Consultation may incur a fee

Medicare

If you are turning 65, we can direct you on next steps and the process after attaining Original Medicare.  Depending on your circumstance, you will need to sign up for both Medicare Part A and Medicare Part B before choosing a Medicare Advantage plan.  Keep in mind the 7-month Initial Enrollment Period to make your enrollment decision to avoid any enrollment penalties.

Turning 65

Medicare Advantage

(HMO, PPO, Private Fee For Service)

Also known as Medicare Part C.  We will determine if Medicare Advantage is right for you.  It is an option and can be a choice between Original Medicare and Medicare Advantage.

Medicare Part D (Prescription Drug Plan)

Is a stand-alone plan which can be purchased through a private insurer.  We here to assist in making these 

Medigap is a Medicare Supplement Insurance policy.  Depending on your needs, this policy can help cover co-payments, deductibles and health care costs that Original Medicare does not cover.  However, you must have Medicare Part A and Part B to receive these benefits.

No fee for Medicare consultation

Disclaimer:  "We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options."

Health Insurance

Individual & Family Plan (IFP)

Individuals or families living in Colorado needing to apply for health insurance on the Marketplace (Connect for Health Colorado), we will provide assistance with Marketplace enrollment. The most common types of Health insurance plans which are the HMO and PPO plans.  The choice for dental and vision plans will need to be added at that time.

We will assist you to determine if you qualify for a SEP (Special Enrollment Period) if you've experienced a job loss coverage, change in household or primary place of living. See "Understanding SEP"                      for more information.

Small Business Health Options Program (SHOP)

Group Plans for Small Businesses

We assist employers with group health plans for small businesses.  We help with SHOP coverage options, the application process and enrolling their employees.

(SEP) Special Enrollment Period for Disaster Victims

Are you Affected by a FEMA-Declared Weather-Related Emergency or Other Major Disaster?  See if you qualify for a SEP.

Disclaimer: "Please be aware that you are not required to give any health-related information unless it will be used to determine your enrollment eligibility in the plan(s).  If you choose not to provide the health information that is necessary to determine enrollment eligibility, then you may not be able to enroll".  

bottom of page